Terms of Service

These Terms of Service ("Terms") are an agreement between you and [PLACEHOLDER: legal entity name], a [PLACEHOLDER: entity type (e.g. LLC)] organized under the laws of [PLACEHOLDER: state of formation] ("CORE TRADING", "we", "us"). They govern your use of our website, trader portal and any evaluation or funded program you buy (together, the "Services").

These Terms incorporate, and you also agree to, the following documents, each available on our Legal page: the Trader Agreement, Trading Rules, Payout Policy, Refund and Cancellation Policy, Simulated Trading Disclosure, Risk Disclosure, Prohibited Jurisdictions Policy, KYC and Identity Verification Policy, Dispute Resolution and Arbitration Agreement, and Electronic Communications and Electronic Signature Consent. Our Privacy Policy explains how we handle personal information.

PLEASE READ THE DISPUTE RESOLUTION AND ARBITRATION AGREEMENT. Unless you opt out as it describes, it requires disputes to be resolved by individual arbitration and waives class actions.

The Services are a skills evaluation that uses SIMULATED futures trading. All trading in an evaluation or funded account takes place in a simulated environment. No real orders are placed in any market on your behalf, and your account balance is a simulated figure, not money you own or deposited.

CORE TRADING is not a broker, futures commission merchant, introducing broker, commodity trading advisor or commodity pool operator, and is not registered with the Commodity Futures Trading Commission or the National Futures Association in any capacity. We do not hold customer funds for trading, do not pool customer money, do not open brokerage accounts for you, and do not give investment or trading advice.

Fees you pay are fees for access to the evaluation service. They are not deposits, margin or investments, and they are not used to trade on your behalf.

A performance-based payout, if you qualify, is compensation we pay from our own funds under the Trader Agreement and Payout Policy. It is not a return on any investment, and we do not guarantee that you will earn any payout.

Nothing in the Services is an offer of employment, a partnership or a joint venture.

• You must be at least 18 years old and able to form a binding contract.
• You must not live in, be located in, or be a citizen or resident of a jurisdiction listed in our Prohibited Jurisdictions Policy, and must not be on any U.S. government sanctions or restricted-party list.
• You may hold only one user account, in your own name, and may not open or operate an account for anyone else.
• You must provide true, current and complete information and keep it up to date.

We may refuse, limit or close any account to comply with law, to manage fraud or sanctions risk, or for a breach of these Terms.

Keep your password confidential and do not share your account, login or trading-platform credentials with anyone. You are responsible for activity on your account. Tell us promptly at [PLACEHOLDER: support email] if you believe your account has been accessed without permission.

Evaluation fees and reset fees are ONE-TIME charges. They do not renew and you will not be billed again unless you choose to make another purchase. The full price, and any tax we are required to collect, is shown before you pay.

Payments are processed by our payment processor. We do not receive or store your full card number.

Fees are non-refundable except as stated in the Refund and Cancellation Policy or where the law requires otherwise.

Each evaluation and funded account is governed by the version of the Trading Rules and Payout Policy in effect when you bought it. That version is recorded on your account and shown in your dashboard.

We will not apply a later version of the Trading Rules or Payout Policy to an account you already own unless you agree to it, or unless a change is required by law or needed to fix a clear error, in which case we will give you notice before it takes effect.

You agree not to: share or sell your account; let another person trade your account; trade on behalf of another person; open multiple user accounts; use another person's identity or payment method; exploit errors, delays or other features of the simulated environment that would not be available in live markets; use strategies the Trading Rules prohibit; interfere with or attempt to gain unauthorized access to the Services; use the Services from a prohibited jurisdiction or hide your location; or use the Services for any unlawful purpose.

Profiles and friends: your display name, username and profile picture must be your own and must not be offensive, misleading, impersonate anyone (including CORE TRADING staff), or infringe anyone's rights. Do not harass other members or use the friends feature to send unwanted requests. We may remove a picture or name, limit the friends feature, or close an account that breaks these rules.

If we reasonably determine that you breached this section or the Trading Rules, we may fail or close the affected accounts, withhold or deny payouts connected to the breach, and close your user account, as described in the Trader Agreement and Payout Policy. We will tell you the reason and how to appeal.

If you have a problem with a charge, please contact us first at [PLACEHOLDER: support email]. We correct billing errors such as duplicate charges.

If you dispute a payment with your bank or card issuer (a chargeback), your user account will be banned: all of your evaluation and funded accounts will be closed, and you will not be able to make purchases, request payouts or verify your identity. Payout requests made before the ban are reviewed individually. You can still sign in to see your records. A ban may be lifted at our discretion, for example if the dispute is withdrawn.

The Services rely on third parties, including trading-platform and market-data providers, our payment processor and our identity-verification provider. Their services are subject to their own terms. We are not responsible for their outages or errors, but we will act in good faith where an outage affects an account, as described in the Trading Rules.

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE". TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT GUARANTEE ANY RESULT, PROFIT, PAYOUT OR INCOME.

[PLACEHOLDER: counsel to draft limitation of liability, including the cap amount and any carve-outs required by law.]

We may update these Terms. Each version is dated and numbered. If a change is material, we will ask you to accept the new version before you make a new purchase or request a payout, and the change will not apply retroactively to an account's rules without your agreement (see section 6).

You may stop using the Services at any time. We may suspend or end your access as described in these Terms and the Trader Agreement. Sections that by their nature should survive (including payment obligations, disclaimers, limitation of liability and dispute resolution) survive termination.

These Terms are governed by the laws of [PLACEHOLDER: governing-law state (counsel to choose)], except as the Dispute Resolution and Arbitration Agreement provides. Notices to us: [PLACEHOLDER: legal notices email], [PLACEHOLDER: mailing address for notices].